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Mawar Merah 3 Group
In this Group: Anita, Yuan, Marni, Sri, Elis
Anita has been selling nasi uduk (an Indonesian rice dish) since 2006. She is 37 years old and married with two children. The older one, eight years old, is in the third grade. The youngest one, five years old, doesn't go to school yet. She runs her business from her house. Up to now, the business has been growing well and more customers have been coming. From this business, she can help supplement her husband's income and contribute to buying items for daily needs.

With this loan, Anita wants to expand her menu by adding fresh juice. In the future, she wants to open a kiosk or general store. For her family, she hopes she and her husband can send their children to school through college.

Anita is in the middle, wearing a yellow shirt.

Additional Information

About VisionFund Indonesia

VisionFund Indonesia is a Christian micro venture capital organization owned by Mitra Masyarakat Sejahtera (MMS) and Wahana Visi Indonesia. Founded in 2000, VFI operates in both Jakarta and Surabaya, the two biggest cities in Indonesia. VFI targets the entrepreneurial poor who have existing microbusinesses for at least 6 months and have no financial access to commercial banks. VFI also provides microinsurance for all clients through a partnership with Allianz insurance company. With nine branches as of 2011, VFI hopes to expand in order to reach underserved microfinance markets in other islands of Indonesia.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Indonesia

  • $5,200
    Average annual income
  • 13
    View loans »
    Indonesia Loans Fundraising
  • $5,459,500
    Funds lent in using Kiva
  • 9,202.0
    Indonesia Rupiahs (IDR) = $1 USD

Success!! The loan was 100% repaid

A portion of Mawar Merah 3 Group's $725 loan helped a member to pay for fresh fruits to produce juice for sale.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
At end of term
Sep 22, 2011
Sep 27, 2011
Currency Exchange Loss:
Aug 29, 2012