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Ihbal's Group
In this Group: Ihbal, Maksatai, Arstanbek
Ihbal is the treasurer of this group. She is 44 and together with her husband she has raised two sons. Both sons are married; the first son lives separately with his family and the second son lives with Ihbal. In order to earn money the family cultivates potatoes and apples. They also breed and sell livestock when there is a need for additional funds. Ihbal started to breed livestock twenty years ago with an initial investment of 25,000 Kyrgyzstani soms (KGS). In the beginning she kept a cow and three sheep; now she has two cows, a calf and 23 sheep. Ihbal applied for this loan because she needs money to purchase more livestock for breeding. In the future, with the profits gained from reselling livestock, she plans to purchase a vehicle for her family.

--- Where Did This Loan Come From? ---

This loan is brought to you by Mol Bulak Finance (MBF), a young, ambitious and socially-focused Microfinance Institution in Kyrgyzstan.

MBF is strongly committed to the principles of sustainable development and upholds the triple bottom line – People (building human capital and taking care of its customers as well as society), Planet (keeping environmentally friendly) and Profit (earning revenue to expand autonomously). MBF is the only Microfinance Institute in Kyrgyzstan that delivers its services to customers 365 days a year. To learn more about MBF and view a Video presentation about the organization, please visit:

If you would like to support and learn more about Kyrgyzstan and microfinance in Central Asia, please join our Lending Team - Supporters of Kyrgyzstan – Mol Bulak Finance at Members will get special updates and news from Kiva Fellows in Kyrgyzstan and from the MBF staff.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 56
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,291,700
    Funds lent in using Kiva
  • 45.2
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A portion of Ihbal's Group's $775 loan helped a member to purchase livestock for breeding.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 22, 2011
Sep 27, 2011
Currency Exchange Loss:
Aug 15, 2012