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Baktygul's Group
In this Group: Baktygul, Jazgul, Samagan
Baktygul is the leader of this group. She is 32, and together with her husband, she brings up two children. The older son studies at school and the second children is preschool age (under 7). Baktygul works at school as a teacher of the Kyrgyz language and literature. Seven years ago, with an initial investment of 5000 soms, the family opened a pavilion where they sell grocery goods. In this way, they earn about 7000 soms per month. This profit made it possible to purchase home furniture and cattle for breeding. With money received from the loan, Baktygul wants to purchase more products, such as cookies, canned goods, beverages, etc. In the future, with the profits gained from the trade, she wishes to buy a vehicle to decrease their transportation expenses.

Where Did This Loan Come From?

This loan is brought to you by Mol Bulak Finance (MBF), a young, ambitious and socially-focused microfinance institution in Kyrgyzstan.

MBF is strongly committed to the principles of sustainable development and upholds the triple "P" bottom line – People (building human capital and taking care of its customers as well as society), Planet (keeping environmentally friendly) and Profit (earning revenue to expand autonomously). MBF is the only microfinance institution in Kyrgyzstan that delivers its services to customers 365 days a year. To learn more about MBF and view a video presentation about the organization, please visit:

If you would like to support and learn more about Kyrgyzstan and microfinance in Central Asia, please join our Lending Team - Supporters of Kyrgyzstan – Mol Bulak Finance at Members will get special updates and news from Kiva Fellows in Kyrgyzstan and from the MBF staff.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 82
    View loans »
    Kyrgyzstan Loans Fundraising
  • $10,773,000
    Funds lent in using Kiva
  • 45.2
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A portion of Baktygul's Group's $1,125 loan helped a member to purchase beverages, cookies and canned goods.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Sep 21, 2011
Sep 27, 2011
Currency Exchange Loss:
Aug 15, 2012