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Laura Monserrate
The members of the communal bank "Banco Comunal Crucita" meet in the Crucita Parrish of the city of Portoviejo. It is known for the beautiful beaches that surround this pretty area and that are visited by Ecuadoran tourists and foreigners alike. It is known by the name “Crucita la Bella” (Crucita the Beautiful).

This is the place where we meet Señora Laura. She is 46 years old, married and with her husband had four children. Three of their children are grown. The youngest is 13 years old and goes to school. Three of her children still live with her. Her husband makes his living as a fisherman.

Señora Laura is a homemaker who takes care of the loans to help her husband. He makes his living fishing and selling the fruits of the sea. He works every day. Some days, he and the other fisherman don't go out to sea until late in the day and then don't come back until the following morning. There our friend waits for him to disembark to begin her work cleaning the fish. They then sell the fish to the tradesmen who come to the beach. They bring their purchased fish to markets in other cities. Señora Laura and her husband have been in this business for over 20 years. It has gone well for them since, thank goodness, they always are successful in the fishing.

This loan is for the purchase of food, gas, nets and other fishing necessities. Señora Laura has been in the communal bank for 9 years, and she likes it because the loans have helped her to get ahead.

Her dream is to continue getting ahead and to enjoy good health.
View original language description ↓
En la parroquia crucita de la ciudad Portoviejo, se reúnen las socias del Banco Comunal Crucita, esta localidad se la conoce por sus hermosas playas que rodean este lindo lugar y que son muy visitadas por turistas nacionales y extranjeros, se la conoce con el nombre de “Crucita la Bella”.

En este lugar conocimos a la señora Laura, ella tiene 46 años de edad, está casada y de esta relación tiene cuatro hijos, tres ya son mayores de edad y el menor de 13 años estudia en el colegio, tres de ellos aun viven con ella. Su esposo de dedica a la pesca.

Ella es una ama de casa que para ayudar a su esposo realiza los créditos, él se dedica a la pesca y venta de los frutos que el mar les da, trabaja todos los días, hay días que junto a otras personas se van a alta mar desde la tarde y regresan al otro dia por la mañana, allí nuestra amiga espera que desembarquen para realizar los trabajos de limpieza de los peces para luego entregar sus productos a comerciantes que llegan hasta la playa para llevar los pescados a los mercados de otras ciudades. Ellos llevan más 20 años en esta actividad y les ha ido bien ya que gracias a Dios siempre tienen buena pesca.

Este crédito es para comprar alimento, combustibles, redes y otros materiales necesarios para la pesca. Lleva 9 años en el Banco Comunal y le gusta porque con estos créditos ha logrado salir adelante.

Sus sueños son seguir adelante y gozar de buena salud.


About Ecuador

  • $10,200
    Average annual income
  • 41
    View loans »
    Ecuador Loans Fundraising
  • $23,222,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $675 helped Laura Monserrate to purchase food, gas, nets and other fishing materials.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Sep 15, 2011
Listed
Sep 26, 2011
Currency Exchange Loss:
N/A
Ended:
Feb 15, 2012