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María Narciza
The members of the communal bank "Banco Comunal Crucita" meet in the Crucita Parish of the city of Portoviejo. It is known for the beautiful beaches that surround the area and are visited by Ecuadoran tourists and foreigners alike. It is known by the name “Crucita la Bella” (Crucita the Beautiful).

This is where we meet Señora María. She is 55 years old and has had seven children with her partner. Six of her children are grown and the youngest is 16 years old; she goes to school. Three of her children still live with her. Her husband makes his living as a fisherman.

Señora María is a housewife who takes care of the loans to help her husband. He makes his living via the task of fishing. Our friend tells us that her husband and the other local fisherman go out to the high seas for two or three days at a time. They then come back to the coast bringing the product of their hard work. And that is when our friend starts her work of cleaning the fish to bring to sell around the area. The majority, however, is given to traders who distribute the fish in other cities. They have been in this business for more than 30 years, and it has served to support their family.

This loan is for the purchase of food, gas, nets and other fishing necessities. Señora María has been with the communal bank for 6 years, and she likes it for the help she gets from the loans.

Her dream is to have a car so they can bring their products to other cities themselves.
View original language description ↓
En la parroquia crucita de la ciudad de Portoviejo, se reúnen las socias del Banco Comunal Crucita, esta localidad se la conoce por sus hermosas playas que rodean este lindo lugar y que son muy visitadas por turistas nacionales y extranjeros, se la conoce con el nombre de “Crucita la Bella”.

En este lugar conocimos a la señora María, tiene 55 años de edad y mantiene una relación de unión libre de la cual tiene siete hijos, seis de ellos ya son mayores de edad y la ultima de 16 años que ella estudia en colegio, tres de sus hijos aun viven con ella. El marido se dedica a la pesca.

Ella es un ama de casa que para ayudar a su esposo realiza los créditos, él se dedica a las faenas de pesca, nos cuenta nuestra amiga que su esposo junto con otras personas de la localidad salen de pesca a alta mar por dos a tres días, luego llegan hasta las costas trayendo los productos del duro trabajo, y es allí cuando nuestra amiga realiza trabajos de limpieza del pescado para luego llevarlos a vender por toda la zona aunque la mayor parte entregan a comerciantes para que los distribuyan en otras ciudades. Ellos llevan más de 30 años en este negocio el cual les ha servido de sustento a la familia.

Este crédito es para comprar alimentos, combustibles, redes y otros materiales necesarios para la pesca. Lleva 6 años en el Banco Comunal y le gusta por la ayuda que recibe con los créditos.

Sus sueños son tener un carro para entregar en otras ciudades sus productos.

About Ecuador

  • $10,600
    Average annual income
  • 57
    View loans »
    Ecuador Loans Fundraising
  • $24,308,800
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped María Narciza to purchase food, gas, nets and other fishing materials.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Sep 15, 2011
Listed
Sep 26, 2011
Currency Exchange Loss:
N/A
Ended:
Feb 15, 2012