A loan of $1,025 helped to buy flowers to stock her business.

Edith's story

Edith is a member of the “Los Jardines” (The Gardens) Communal Bank in Villa Alemana. She has been in the field of selling flowers in an independent manner for six years. She buys the flowers at a terminal close to the Northern PanAmerican Highway in the city of Santiago.

She works on the week-ends and holidays. She says that there is the most demand during the holiday seasons. Therefore, her work has increased. It is evident that she needs to hire more personnel, preferably her nieces and nephews.

Her business has a lot of customers; the other enterprising members of the communal bank are among them. Edith also takes orders and provides home delivery, depending on the holiday. Edith also has a flower shop in a park where she sells flowers.

Her business goal is to generate more income in order to invest in a van, which will allow her to transport her merchandise when she needs to buy.

She lives with her husband and their two children, ages 16 and 2. Her motivation for continuing with the business is due to the earnings it provides. It also allows her to give her family a better quality of life.

Edith is very happy and grateful for the opportunity that Fondo Esperanze has provided. It has allowed her to become financially stable, which has produced greater security. The relationship with her communal bank group has been very nice. She has received the support of the other members during very crucial times in her life. In regards to the trainings, they have allowed her to incorporate new knowledge and to improve the management of her business.

Villa Alemana is a community located in the province of Marga Marga, in the Valparaíso region in the central part of Chile. It is known as the "city of the mills", because of the large number of country homes that need to get water by means of mills. It is also known as the "City of Eternal Youth", for its temperate and pleasant climate, which is reflected in the following saying: " because of its climate, the young people are not afraid to grow old. The old people in Villa Alemana live in eternal youth."

The name “Villa Alemana” (German Villa) is due to the fact that German immigrants were the first to buy places and establish themselves in this territory.

Translated from Spanish by Kiva volunteer Ginny Kalish

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