Update on Jose TrinidadJose Trinidad is 33 years old and single. He works as a clinical psychologist. In addition, he is a teacher at a university in Nueva Guinea, which enables him to earn extra income to support his family.
He is requesting his sixth loan so that he can make improvements to his mother’s house. Jose Trinidad plans to repair the roof, the floor, and the doors which are in poor condition. On the weekends, he goes to spend time with her and wants her to have the necessary living conditions. When he and his siblings were little, his mother gave them the best so he wants to give back a little bit in return for the sacrifices she made while raising them.
Esta solicitando su 6to credito para mejorar la casa de su mamá, reparando el techo, piso y puertas que estan en mal estado, pues los fines de semana se va a pasar con ella, y desea que ella cuente con las condiciones necesarias, ya que cuando el y sus hermanos estaban pequeños su mamá les dio lo mejor de ella y quiere retribuirle un poquito el sacrificio que hizo para criarlos.
Previous Loan DetailsJose Trinidad is single, 31 years old, and a clinical psychologist. He also works as an instructor at a university in New Guinea. He is a very studious person and in addition to his career in psychology, he is also studying to become a lawyer. Since he is single and has no children, he has had... More from Jose Trinidad's previous loan »
About AFODENICThis loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.
Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.
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