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Evolution Plus Group
In this Group: Lyly, Chantal, Dieudonné, Marie, Séraphine, Charlotte, Espérance, Thérèse, Hortence, Adéline, Marie, Françoise, Etienne*, Antho, Honorine, Gisèle, Valérie, Aléxis, Jacques, Mimie, Kamanyi, Yollande, Jacquie, Kahenga
* not pictured
Lyly, on the right, is the chairwoman of the community bank named “Evolution Plus” which consists of 24 micro-entrepreneurs united in solidarity to obtain loans from Kiva through the MFI HOPE DRC with the goal of developing their businesses.

Lyly operates a general store in the western area of Kinshasa. She has been in business since 2001. She makes about $15 profit each day. She plans to use the next loan to diversify her business by buying fifty packages of hair tufts to resell at profit in order to increase her income. She dreams someday to open a food store in her environment. Lyly is 42 years old, married and the mother of three children aged between 7 and 11. All of them attend school. Lyly likes selling because it gives her the opportunity to make contact with many different people, and once they become permanent clients she is able to offer them quality products at a better price.

Additional Information


HOPE International has been providing small business loans and savings services to thousands of entrepreneurs in DRC since 2004. HOPE DRC targets small business owners who can use loans to increase their inventories or invest in assets that have the potential to increase their incomes. Funds from Kiva lenders play a major role in expanding access to affordable, flexible capital for micro-entrepreneurs, 80% of whom are women.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 32
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $12,039,550
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Evolution Plus Group's $4,400 loan helped a member to diversify her business by buying 50 packages of hair tufts to resell at profit.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Sep 21, 2011
Sep 26, 2011
Currency Exchange Loss:
Feb 15, 2012