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Ory lives in Kampongcham province with her family, and she and her husband earn about $7 a day by selling food. The couple has two children, both of whom attend school. Every month, Ory and her husband spend $85 on food, $5 on electricity, $10 on school fees, $15 on transportation and $10 on other items. She is applying for a loan for $600 to buy a motorbike to use to carry the food she and her husband sell. Their goal is to earn an income that's large enough to care for their family and educate their children through at least high school.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 41
    View loans »
    Cambodia Loans Fundraising
  • $38,738,850
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Ory to buy a motorbike for transporting food.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Sep 8, 2011
Sep 26, 2011
Currency Exchange Loss:
Apr 17, 2013