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Betis Carolina

Update on Betis Carolina

Betis Carolina is 39 years old and sells cosmetics. She has had this business for more than 13 years. She started this business on her own initiative. Besides, she has to offer her four children the necessary income. She goes out every day to offer her products. Some of Betis Carolina's customers enjoy conversing with her because she is a very affectionate person.

The loan is to buy lip pencil, lotion, treatments, powder, and underwear.
View original language description ↓
Betis Carolina tiene 39 años, su actividad es la venta de cosméticos. Hace más de 13 años que tiene este negocio. Fue por iniciativa propia que Betis inicio este negocio además tiene que brindarle a sus 4 hijos los ingresos necesarios. Ella sale todos los días a ofrecer sus productos, algunos de sus clientes disfrutan de conversar con Betis pues es una persona muy cariñosa. El financiamiento es para la compra de lápiz labial, cremas, tratamientos, polvos, ropa interior.

Previous Loan Details

Betis Carolina takes care of her 3 children. She engages in selling cosmetics. She is a very resourceful woman, and it is not the first time she has asked for a loan as she is a very hard-working person. The loan she is requesting will be used to buy nail polish, lipsticks, power, creams and othe... More from Betis Carolina's previous loan »

Additional Information

Fundación Leon 2000

This loan is administered by Fundación Leon 2000. Fundación Leon 2000 began operations in 1993 as the first microfinance institution to serve the western part of Nicaragua, a country which continues to be one of the poorest in the western hemisphere. Fundación Leon 2000 works to further the development of micro, small, and medium enterprises through credit services and management, applying the best credit industry practices and technical expertise. Additionally, Fundación Leon manages several business and financial education programs in the community, specifically for young entrepreneurs and at-risk youth. Fundación Leon 2000’s group of experienced and dedicated employees works in 7 offices in Leon, Chinandega, Chichigalpa, Somotillo, Jinotepe, El Sauce, and Nagarote and serves several thousand clients (the majority of whom are women).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Nicaragua

  • $4,800
    Average annual income
  • 77
    View loans »
    Nicaragua Loans Fundraising
  • $25,407,250
    Funds lent in using Kiva
  • 22.7
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $575 helped Betis Carolina to buy lip pencil, lotion, treatments, powder, and underwear.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 6, 2011
Sep 24, 2011
Currency Exchange Loss:
Sep 15, 2012