Update on Odalia AlexandraOdalia Alexandra is 23, a single mother, who lives with her parents and her 10 month-old son.
The members of San Jose de los Amarillos communal bank are short cycle corn and rice farmers.
Odalia farms corn and rice.
She is requesting this loan to plant corn, rice and pigeon peas and to buy seeds, agricultural supplies, fertilizer, urea and compost for her plants. Support from the loan would help her to meet her economic needs. She confronts challenges such as pest infestations, diseases and weather changes. Her dream is to enlarge her house.
In her free time, she enjoys watching television.
Los miembros de la V.R.C. SAN JOSE DE LOS AMARILLOS se dedican a labores agrícolas de ciclo corto siembra de maíz y arroz.
Odalia se dedica a la agricultura a la siembra de maíz y arroz.
Solicita el crédito para sembrar maíz, arroz y fréjol gandúl y poder comprar semillas, insumos y fertilizantes, urea, abonos agrícolas para los cultivos. Con el apoyo del crédito le ayudaría económicamente para suplir sus necesidades.
Enfrentar desafíos como las plagas y enfermedades y la variedad del clima. Su sueño es ampliar la casa.
En los tiempos libres le gusta ver la televisión.
Previous Loan DetailsOdalia Alexandra, 22, is single living with her parents and a son. The members of the “SAN JOSE DE LOS AMARILLOS” communal bank are short cycle corn and rice farmers. Odalia farms corn and rice. She buys her products at Comercial Murillo and sells them there as well. She is requesting the loan… More from Odalia Alexandra's previous loan »
About Cooperativa San JoseThis loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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Success!! The loan was 100% repaid