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Diana Carolina

Update on Diana Carolina

Diana Carolina, 22, is living with her spouse and two children, ages three and five, in Ventanas Canton, Los Ríos Province.

The members of the “SAN JOSE DE LOS AMARILLOS” communal bank are located in Amarillos, which belongs to Ventanas Canton. They are short cycle corn and rice farmers.

Diana farms corn and rice. She buys her products at Comercial Murillo and sells them there as well.

She is requesting the loan to plant corn, rice, and beans. She will also buy seeds, supplies, urea, and natural and chemical fertilizers for her crops. Support from the previous loan has helped her a lot because she has been able to harvest a good product and sell it for a good price. It served to satisfy her financial needs. In that period of time her family has improved; it is stable.

Diana faces many challenges like pest infestations, illnesses and the variations in the weather.

Her dream is to have a business of her own, and that it is profitable.

In her free time she enjoys listening to music and going out to have fun.
View original language description ↓
Diana Carolina tiene 22 años, Vive en Unión Libre vive con el cónyugue y los hijos en el Cantón Ventanas Provincia de los Ríos. Tiene 2 hijos de tres y cinco años de edad.

Los miembros de la V.R.C. SAN JOSE DE LOS AMARILLOS se encuentra ubicada en el recinto Amarillos, perteneciente al Cantón Ventanas, esta ventanilla se dedica a labores agrícolas de ciclo corto siembra de maíz y arroz.

Diana se dedica a la agricultura a la siembra de maíz y arroz. Compra sus productos en Comercial Murillo y los vende en la misma localidad.

Solicita el crédito para sembrar maíz, arroz,fréjol y poder comprar semillas, insumos, fertilizantes, urea, abonos agrícolas para los cultivos. Con el apoyo del crédito anterior le ha ayudado mucho porque ha podido cosechar producto bueno y lo ha vendido en un buen precio y le sirvio para suplir sus necesidades económicas.
En eltrato con la familia ha mejorado esta estable.

Diana se enfrenta a muchos desafíos como las plagas y enfermedades y la variedad del clima. Su sueño es tener un negocio propio y que sea rentable.

En los tiempos libres le gusta escuchar música y salir a divertirse.



Previous Loan Details

Diana Carolina, 22, is living with her spouse and two children in Ventanas Canton, Los Ríos Province. The members of the “SAN JOSE DE LOS AMARILLOS” communal bank located in Amarillos which belongs to Ventanas Canton are short cycle corn and rice farmers. Diana farms corn and rice. She buys h... More from Diana Carolina's previous loan »

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Ecuador

  • $10,200
    Average annual income
  • 63
    View loans »
    Ecuador Loans Fundraising
  • $23,498,200
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Diana Carolina to plant corn, rice, and beans and to buy seeds, supplies, urea, and natural and chemical fertilizers.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Sep 9, 2011
Listed
Sep 25, 2011
Currency Exchange Loss:
N/A
Ended:
Jul 15, 2012