Update on Vilma SobeidaVilma Sobeida is 56. She is married and lives with her husband and four children children (ages 34, 32, 30 and 28).
The members of the San Jose de los Amarillos Communal Bank are farmers who sow short-cycle crops: corn, rice and gandul beans.
Vilma Sobeida works in agriculture, sowing corn, rice, and gandul beans.
She is requesting this loan for sowing corn and rice, and for buying seeds, supplies, fertilizers, and manure for her crops. Through supporting this loan, you will help her to cover her needs.
With her previous loan, she planted a bit more corn and beans, and was able to sell at a very good price. This helped her greatly because she made some extra money for the family's costs.
She confronts challenges such as plant pests, diseases, and weather variations. Her dream is to be able to increase her capital and open a business to increase her income.
She enjoys doing sports and exercising.
Los miembros de la V.R.C. SAN JOSE DE LOS AMARILLOS se dedican a labores agrícolas de ciclo corto siembra de maíz, arroz y frejol gandúl.
Vilma Sobeida se dedica a la agricultura a la siembra de maíz, arroz y frejol gandul.
Solicita el crédito para sembrar maíz y arroz, compra de semillas,insumos, fertilizantes, abonos agrícolas para los cultivos. Con el apoyo del crédito le ayudaría económicamente para suplir sus necesidades.
Con la ayuda del crédito anterior sembro un poco más de lo maíz, fréjol y pudo vender en un muy buen precio esto le favorecio mucho porque reunio un dinero extra para gastos de la familia.
Enfrentar desafíos como las plagas y enfermedades y la variedad del clima. Su sueño es poder incrementar el capital y poner un negocio para aumentar las utilidades.
Le gusta hacer deporte y ejercicio.
Previous Loan DetailsVilma Sobeida is 55 years old. She is married and lives with her husband and 4 children. The members of 'San José de los Amarillo's community bank work in short-cycle agriculture, growing corn and rice. Vilma Sobeida is a farmer who grows corn and rice. Vilma Sobeida is requesting this loa... More from Vilma Sobeida's previous loan »
About Cooperativa San JoseThis loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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Success!! The loan was 100% repaid