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Joie Du Christ Group
In this Group: Adjobignon Colette, Mireille M. , Antoinette
The "Joie du Christ" group is made of three people who live in the same neighborhood in Benin. The group's representative, Adjobignon Colette, has her hand raised in the photo. She is 33 years old and is married to a commercial agent called Oscar. They have 4 children are responsible for all of them. Some of the children have received education.

Adjobignon Colette lives with her family. Together, the couple take care of the various household expenses. Adjobignon Colette left school at an early age. To take care of her needs and to meet her expenses, she sells second-hand clothing at a market in Benin. She purchases the clothing in Benin, and has been involved in this activity for 8 years. This is the second time that Adjobignon Colette and the other members of "Joie du Christ" have asked for a loan from ALIDé. The loan will help them increase their business in order to better meet customer demand.
View original language description ↓
Le groupe JOIE DU CHRIST est formé de trois personnes qui vivent dans le même quartier au Bénin. La représentante de ce groupe, nommée Adjobignon Colette, est celle dont la main est levée sur la photo. Adjobignon Colette est âgée de 33 ans et est mariée à un agent commercial du nom de Oscar. Le couple a quatre enfants à charge, tous à leur charge. Parmi les enfants, certains sont scolarisés. Adjobignon Colette vit ensemble avec sa famille. Le couple assure ensemble les diverses charges familiales. Adjobignon Colette a arrêté très tôt l’école. Pour subvenir à ses besoins et assurer ses différentes charges, Adjobignon Colette vend de la friperie dans un marché du Bénin. Adjobignon Colette achète ses produits au Bénin. Adjobignon Colette exerce cette activité depuis dix huit ans. C’est la deuxième fois que Adjobignon Colette et les autres membres du groupe JOIE DU CHRIST sollicitent un crédit auprès de ALIDé. Ce crédit leur servira à renforcer leur activité afin de mieux répondre à la demande de leur clientèle.

Additional Information

About Alidé

Alidé is a Beninese NGO that works to reduce poverty by offering sustainable access to productive loans like this one in addition to savings, training sessions, and social work to low-income families.

Supporters of this loan should be aware that there is some risk of being repaid late. Because the Beninois Ministry of Finance has imposed restrictions on the amount of money Alidé can send to Kiva, the organization can only send monthly repayments in installments smaller than $13,000. This means that some Kiva lenders may receive their repayments late. However, Alidé remains a healthy institution in good standing with its creditors, and Kiva would like to continue working to support its clients. For more information, please refer to Alidé's partner profile page.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Benin

  • $1,500
    Average annual income
  • 0
    View loans »
    Benin Loans Fundraising
  • $4,467,950
    Funds lent in using Kiva
  • 478.3
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Joie Du Christ Group's $525 loan helped a member to buy used clothing.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Aug 22, 2011
Listed
Oct 2, 2011
Currency Exchange Loss:
Possible
Ended:
Mar 15, 2012