Update on Reyna IsabelReyna Isabel, 29, is in a common law relationship with her spouse and six children in Ventanas Canton, Los Ríos Province.
The members of the “San José de los Amarillos” communal bank are located in the hamlet of Amarillos belonging to Ventanas Canton. They are short cycle corn, rice and pigeon pea farmers.
Reyna is a corn and rice farmer. She buys her products at the Murillo Supply and sells there too.
She is asking for the loan to be able to plant corn, rice and pigeon peas. She will buy seeds, supplies and fertilizer to keep her crops in good condition. Support from the previous loan was of much help to her to be able to meet her needs and to combat the infestations in her crops.
Family relations have improved because she’s been able to contribute economically towards her children’s educational expenses.
In her spare time she enjoys going out on excursions and listening to music.
Los miembros de la V.R.C. SAN JOSE DE LOS AMARILLOS se encuentra ubicada en el recinto Amarillos, perteneciente al Cantón Ventanas, esta ventanilla se dedica a labores agrícolas de ciclo corto siembra de maíz, arroz y fréjol gandúl.
Reyna Isabel se dedica a la agricultura a la siembra de maíz y arroz. Sus productos los Compra y los vende en Ventanas sin ningun inconveniente.
Solicita el crédito para poder sembrar maíz, arroz y frédjol gandúl, el cliente comprara semillas, insumos y fertilizantes abonos agrícolas para mantener los cultivos en buenas condiciones. Con el apoyo del crédito anterior fue de mucha ayuda para poder suplir las necesidades y poder combatir las plagas de los cultivos.
La relación familiar ha mejorado porque ha podido aportar económicamente para los gastos de los estudios de los hijos.
En los tiempos libres le gusta salir de paseo y escuchar música.
Previous Loan DetailsReyna Isabel is 28 years old. She lives with her partner and 6 children. The members of 'San José de los Amarillos' community bank work in short-cycle agriculture, growing corn and rice. Reyna is a farmer who grows corn and rice. Reyna is requesting this loan to grow corn and rice. She wil... More from Reyna Isabel's previous loan »
About Cooperativa San JoseThis loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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