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Juan Francisco
Juan Francisco, 35 years old, lives in his home in a semi-urban area with his beloved family which is made up of his loved wife of 35 years and his adored daughter. Juan is a responsible, hard-working, and above all very entrepreneurial man. Several years ago he managed to establish a small store in his home residence which has allowed him to give his family their daily bread. Keeping the business going has not been easy, expresses Juan, as in the area where he resides there are other businesses that compete with his store, and day by day there are more businesses that by one way or another are gaining ground in the area and consequently taking way customers in their favor. But for Juan this is not an obstacle but rather a challenge since this has made him be alert to the changes in the market. He counts on many advantages since he has a lot of experience and moreover, has already won the trust of his neighbors. The most important thing to him is that his customers are satisfied, which is why he always puts a great deal of effort to have everything they need. Juan is a daring and safe man, and does not fear any challenge. All of this has motivated him to apply to Integral for a loan with the faith in God that in this way he will manage to keep his business running for many more years. With the loan he plans to buy a variety of store items like drinks, rice, sugar, beans, detergent, oil, candy, etc. so that his customers continue to prefer him because of his excellent service. In this way, he hopes to be able to obtain a better opportunity in life for him as well as for his family.
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Juan Francisco de 35 años de edad, habita en casa propia en zona semiurbana, junto con su querida familia la cual está conformada por su amada esposa de 35 años y su adorada hija. Juan es un hombre responsable, trabajador y sobre todo muy emprendedor. Hace varios años que logró establecer una pequeña tiendita en su hogar de residencia la cual le ha permitido dar a su familia el pan de cada día. Mantener el negocio en marcha no ha sido fácil, expresa Juan, ya que en la zona donde el reside hay otros negocios que compiten con su tienda y día a día aumentan los negocios que de una u otra forma van ganando terreno en la zona y consecuentemente restando clientes a su favor. Pero para Juan esto no es un obstáculo sino más bien un reto, ya que esto lo hace estar alerta ante los cambios en el mercado. Él cuenta con muchas ventajas ya que tiene mucha experiencia y además ya se ganó la confianza de sus vecinos, ya que para él lo más importante es que sus clientes estén satisfechos por lo que siempre se esmera por tener todo lo ellos necesitan. Juan es un hombre arriesgado y seguro, no le teme a ningún desafío. Todo esto lo ha motivado a solicitar este crédito a INTEGRAL con la fe puesta en Dios que de esta manera logrará mantener su negocio en marcha por muchos años más. Con el préstamo piensa comprar variedad de artículos de tienda como: bebidas, arroz, azúcar, frijoles, detergente, aceite, golosinas, etc. De tal forma que los clientes lo sigan prefiriendo por su excelente servicio. De esta manera espera poder accesar a una mejor oportunidad de vida tanto para él como para su familia.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $4,900
    Average annual income
  • 410
    View loans »
    El Salvador Loans Fundraising
  • $22,783,600
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Juan Francisco to buy a variety of store items like: drinks, rice, sugar, beans, detergent, oil, candy.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Sep 6, 2011
Listed
Sep 24, 2011
Currency Exchange Loss:
N/A
Ended:
Nov 15, 2012