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Rosa Alicia

Update on Rosa Alicia

Rosa Alicia is 41 years old. She has 5 children who are 20, 19, 17, 14 and 9 years old, and she lives with her partner and her children. The 'San José de los Amarillos' community bank is located in Amarillos community, in Ventanas canton. Its members work in short-cycle agriculture, growing corn, rice and peas.

Rosa Alicia is a farmer who grows corn, rice and peas. She buys her products in the Murillo shopping area where she also sells them. She is asking for this loan to buy seeds, fertilisers, supplies and urea for her crops. The support of this loan will help her to cover her financial needs. She faces challenges in her business such as insect infestations, plant diseases and changes in the weather. Her dream is to be able to support her children through university. She likes playing sport and going out to enjoy local festivities.
View original language description ↓
Rosa Alicia tiene 41 años, tiene 5 hijos de veinte, diecinueve, diecisiete, catorce y nueve años de edad.

Los miembros de la V.R.C. SAN JOSE DE LOS AMARILLOS se encuentra ubicada en el recinto Amarillos, perteneciente al Cantón Ventanas, esta ventanilla se dedica a labores agrícolas de ciclo corto siembra de maíz,arroz y fréjol gandúl.

Rosa Alicia se dedica a la agricultura a la siembra de maíz, arroz y fréjol gandúl. Compra y vende los productos en la misma localidad.

Solicita el crédito para comprar semillas, abonos, fertilizantes, insumos, urea para los cultivos. Con el apoyo del crédito le ayudaría económicamente para suplir sus necesidades. Enfrentar desafíos como las plagas y enfermedades y la variedad del clima. Su sueño es poder apoyar a los hijos para que puedan culminar los estudios universitarios.

Le gusta salir a disfrutar de las festividades del recinto y hacer deporte.

Previous Loan Details

Rosa Alicia is 40 years old. She lives with her partner and two children. The 'San José de los Amarillos' community bank is located in Amarillos community, in Ventanas canton. The members of this community bank work in short-cycle agriculture, growing corn and rice. Rosa Alicia is a farmer who… More from Rosa Alicia's previous loan »

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Ecuador

  • $10,200
    Average annual income
  • 21
    View loans »
    Ecuador Loans Fundraising
  • $22,604,625
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Rosa Alicia semillas, abonos, fertilizantes, insumos, urea para los cultivos.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Sep 9, 2011
Listed
Sep 27, 2011
Currency Exchange Loss:
N/A
Ended:
Jul 15, 2012