Update on Martha GricelyMartha Gricely is 53 years old. She is single and lives with her 22-year-old son in Ventanas canton, in Los Ríos province.
The 'San José de los Amarillos' community bank is located in Amarillos community, in Ventanas canton. The members of this bank work in short-cycle agriculture, growing corn and rice.
Martha is a farmer who grows corn, rice and pigeon pea. She buys her products in Comercial Murillo and sells them in the same place.
Martha is requesting this loan to buy seeds, fertilizers, urea, manure and insecticides to keep her crops in good condition.
The support of this loan will help Martha to financially cover her needs. She faces challenges such as pests, plant diseases and changes in the weather. Her dream is to continue in her business and increase her production.
In her free time, Martha enjoys watching television, particularly soap operas.
Los miembros de la V.R.C. SAN JOSE DE LOS AMARILLOS se encuentra ubicada en el recinto Amarillos, perteneciente al Cantón Ventanas, esta ventanilla se dedica a labores agrícolas de ciclo corto siembra de maíz y arroz.
Martha Gricely se dedica a la agricultura a la siembra de maíz, arroz y fréjol gandúl. Los productos los Compra y vende en ventanas.
Solicita el crédito para comprar semillas y fertilizantes, urea, abonos agrícolas, insecticidas para mantener en buenas condiciones los cultivos.
Con el apoyo del crédito le ayudaría económicamente para suplir sus necesidades. Enfrentar desafíos como las plagas y enfermedades y la variedad del clima. Su sueño es seguir en el negocio y aumentar la producción.
En los momentos libres le gusta ver la televisión en especial las novelas.
Previous Loan DetailsMartha Gricely, 53, is single and living with her son. The members of the “SAN JOSE DE LOS AMARILLOS” communal bank located in Amarillos which belongs to Ventanas Canton are short cycle corn and rice farmers. Martha farms corn and rice. She buys her products at Comercial Murillo and sells them… More from Martha Gricely's previous loan »
About Cooperativa San JoseThis loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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Success!! The loan was 100% repaid