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Juan Cruz
Juan is a 44 year-old man who lives with his family in the Milpe precinct of Los Bancos, a canton in the province of Pichincha. The area around this canton holds an important natural resource, the "Mindo Nambillo" Protective Forest. A large area of the canton is covered by grasslands, and the principal economic activity there is cattle-raising. People in the canton also farm palm heart, sugarcane, bananas, and naranjillas over smaller areas.

This gentleman works planting naranjilla, an exotic fruit that is typical of the region. He has been working independently for eight years, and explains that he learned this type of work from his family and has been doing it his whole life. He also comments that work in the fields is difficult and that he has endured inclement weather, like strong rains, and generally faced the challenges of the countryside. This is his second loan through Fundación Alternativa and he is pleased by the ease with which he has been able to obtain economic resources for his business. He would like to expand his planting and in order to do so, he needs plants and fertilizer. One impediment is that he does not own the land he cultivates, so he has to rent it. Nevertheless, he is sure that producing more will improve his quality of life.

His greatest dream is to have his own land, and he knows that his current efforts will bring him closer to achieving that.
View original language description ↓
Juan es un hombre de 44 años, vive con su familia en el recinto "Milpe" de "Los Bancos" un cantón de la provincia de Pichincha. En el territorio cantonal se encuentra un importante recurso natural como es el Bosque Protector "Mindo Nambillo". Una gran superficie del área cantonal se encuentra ocupada de pastizales ya que la principal actividad del cantón es la ganadería, también se realizan cultivos de palmito, caña de azúcar, plátano, naranjilla en pequeñas superficies.

Este hombre se dedica a sembrar naranjilla, una fruta exótica típica del sector. Desde hace 8 años lo hace de manera independiente y nos cuenta que esta actividad la ha realizado toda su vida ya que la aprendió de su familia. También comenta que el trabajo en el campo es duro y ha soportado las inclemencias del clima como las fuertes lluvias y en general los desafíos del campo. Este es su segundo crédito en Fundación Alternativa y le gusta por la agilidad con la que puede obtener recursos económicos para su negocio. El quiere extender su sembrío y para ello necesita comprar plantas y abonos. Un obstáculo es que no es dueño de los terrenos por lo que debe arrendarlos pero está seguro de que produciendo más podrá mejorar su calidad de vida.

Su gran sueño es tener su propio terreno y sabe que con los esfuerzos que ahora realiza podrá estar más cerca de conseguirlo.

Additional Information

About Fundación Alternativa

Fundación Alternativa encourages entrepreneurship and provides sustainable financial and non-financial services that promote social and economic development in Ecuador. The organization focuses on serving poor and excluded populations through analysis of clients' living conditions and by providing business training and other support services in urban, rural and marginalized parts of the country.

About Ecuador

  • $10,200
    Average annual income
  • 22
    View loans »
    Ecuador Loans Fundraising
  • $22,885,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Juan Cruz to buy naranjilla plants and fertilizer.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Sep 14, 2011
Listed
Sep 23, 2011
Currency Exchange Loss:
N/A
Ended:
Apr 15, 2012