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Natalya

Update on Natalya

Natalya has decided to take out another loan, since she likes the easy application process and the terms of the loan(duration, amount). She is planning to purchase fall inventory with this new loan. Last loan allowed Natalya to increase her turnover and gain additional profit. Thanks to the profit Natalya was able to finish repairs to the heating unit in her apartment. Natalya really likes this type of business and is planning to expand it further.
View original language description ↓
Наталия решила воспользоваться кредитом в очередной раз, так как ей нравится удобное оформение и условия кредита(срок, сумма). На полученные Наталья закупит осенний товар. Предыдущий кредит помог Наталье увеличить оборот и получить дополнительную прибыль. Благодаря этому Наталья смогла доделать отопление в своей квартире. Данный вид бизнеса очень нравиться Наталье и она намерена развивать его дальше.

Previous Loan Details

Natalya P. is married with a grown son. She runs a clothing sales business in her hometown of Novaya Kahovka. Natalya sells women’s clothing items in two local marketplaces. She has been in the trade for 17 years. Currently, her turnover capital is 17,000 Grivnyas. Her monthly net profit is about... More from Natalya's previous loan »

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Ukraine

  • $8,000
    Average annual income
  • 2
    View loans »
    Ukraine Loans Fundraising
  • $6,209,975
    Funds lent in using Kiva
  • 8.0
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Natalya to purchase fall inventory.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Sep 6, 2011
Listed
Sep 21, 2011
Currency Exchange Loss:
Possible
Ended:
Jan 15, 2012
This photo was used before for a previous loan for Natalya. It was first posted on Kiva on Oct, 2010. Learn More