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Update on Ganna

Ganna decided to take out this loan to expand her fall clothing inventory. She has already sold most of the shoes and decided to branch out to sell women's clothing. She has also been able to rent a second stall at the market and has hired a sales person for it. Since her last loan Ganna has also done repairs to her house - they painted and hung new wallpaper. Also, there was a big event in her family - Ganna's son got married and has moved out to live separately from his parents.
View original language description ↓
Ганна решила взять этот кредит чтобы расширить ассортимент осеннего товара.
Она распродала большую часть обуви и решила перейти на торговлю женской одеждой. Также она смогла арендовать еще одну точку на базаре и поставить туда наемного работника.
За время пользования предыдущим кредитом Ганна смогла сделать небольшой ремонт в доме - покраска и поклейка обоев. Также в семье произошло особое событие - сын Ганны женился и переехал жить отдельно от родителей.

Previous Loan Details

Ganna is married with a grown son and a daughter. She is an entrepreneur from Khoost in Western Ukraine. Ganna sells men’s and women’s footwear in one of the local marketplaces in her home town. She launched this venture seven years ago. Her experience and reasonable pricing policy have considera... More from Ganna's previous loan »

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Ukraine

  • $8,200
    Average annual income
  • 6
    View loans »
    Ukraine Loans Fundraising
  • $6,300,650
    Funds lent in using Kiva
  • 8.0
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,250 helped Ganna to purchase cardigans and long sleeve blouses, fall slacks and skirts.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 16, 2011
Sep 21, 2011
Currency Exchange Loss:
Apr 15, 2012
This photo was used before for a previous loan for Ganna. It was first posted on Kiva on Sep, 2010. Learn More