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Nam is a 31-year-old local cultivator who resides of Ornlong Veng district of Seim Reap province. Nam has a life partner in her husband who also works in the same business. This family normally earns an average of $5USD per day.

Nam and her husband are blessed with two children who are attending a local public school. Presently, this family lives in a narrow house and some parts of it are broken down. It is so hard for them to live in. They really need to buy a new house which is bigger than current house, but their cash on hand is not sufficient to purchase one.

To solve the problem, Nam would like to request a loan to purchase a new house. With this loan, it will allow her and her family members to live a comfortable life. In the future, Nam plans to enlarge her fertile farm in order to get more profit, have a well-organized house for her own family as well as sending her children at least to high school level.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Cambodia

  • $2,600
    Average annual income
  • 258
    View loans »
    Cambodia Loans Fundraising
  • $38,148,650
    Funds lent in using Kiva
  • 4,075.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Nam to purchase a new house.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Aug 29, 2011
Oct 2, 2011
Currency Exchange Loss:
Mar 17, 2012