From Baray district of Kompong Tom province, Mrs. Men is a 49-year-old widowed woman who has earned a living by planting rice crops and potatoes with her son for many years in their existing farm. Besides this, Mrs. Men has also operated a small business in her village as a tailor for clothes made of both modern cloth and traditional cloth. She always has a lot of clients come to her store in order to send their cloth for sewing as they need. From this business, Mrs. Men could generate an income of approximately $2.50 USD each day to cover her daily expenses.
Recently, her potatoes are not growing well because they are ravaged by insects and lawn. Because of that obstacle, Mrs. Men has decided to seek a loan to buy insecticide which she will use to protect her crop and also hire domestic laborers to cut down lawn. In the future, Mrs. Men hopes she is able to get a better standard of living, decorate her old house and send her son to be educated in a university degree.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.