Ilham is 31 years old. He is married and has two children. Ilham was born into a simple, rural family and has worked with livestock for many years. He is very experienced and has the special skills in livestock care that help him to develop his business. He raises and sells livestock, and sells meat and milk.
Ilham is requesting a loan of 1000 AZN to enable him to purchase a second dairy cow. The second cow will enable him to increase the milk produced and will provide income security to the family when one of the cows is with calf. The income will enable Ilham to provide for his family, take good care of his cows, and supply his neighbors with quality milk.
Aqroinvest Credit Union was founded by a group of 32 Imishli farmers in 2001, and has grown to become one of the largest credit unions in Azerbaijan. It boasts a portfolio of nearly $5 million and is wholly owned by its more than 3,500 borrowers, as of December 2011.