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Avec Dieu Plus Group
In this Group: Mélanie, Jean-Paul, Eddy*, Thethe, Siska, Pelagie, Diambote, Gode, Beya, Thethe, Madeleine, Elise, Hortance
* not pictured
Mélanie is the leader of the group named “Avec Dieu Plus” made up of 13 members firmly united to receive loans from the micro-finance institution HOPE RDC in order to develop their businesses.

Mélanie, 45, is married and has six children of whom two go to school. Mélanie’s main business is selling fresh food in her area. Each day, her business brings in a profit of $20. She has been a micro entrepreneur since 2006. She likes her business and she is working hard to achieve her goal of one day opening a general store.

She is a loyal client of the MFI HOPE RDC who has already received ten loans and has repaid them properly. She intends to use the next loan to purchase additional goods to resell with the aim of increasing her profits.

Additional Information


HOPE International has been providing small business loans and savings services to thousands of entrepreneurs in DRC since 2004. HOPE DRC targets small business owners who can use loans to increase their inventories or invest in assets that have the potential to increase their incomes. Funds from Kiva lenders play a major role in expanding access to affordable, flexible capital for micro-entrepreneurs, 80% of whom are women.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 4
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $11,618,125
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Avec Dieu Plus Group's $5,000 loan helped a member to purchase additional goods for her business for resale at a profit.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Sep 15, 2011
Sep 24, 2011
Currency Exchange Loss:
Feb 15, 2012