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Twibumbirehamwe / Rsz Group
In this Group: Beatrice, Gaetan, Odette , Asiya, Adela, Zawadi, Daniel, André, Boniface, Hamed
Hamed is part of the "Twibumbirehamwe / RSZ" group. The name of the group means "get together". Hamed was born in Rwanda 50 years ago and is married with 7 children aged between 7 and 16, all of whom go to school.

Hamed is a rice farmer and this is his second loan cycle with ACB. He will use the loan to buy chemical fertilizer for his rice farm. He plans to grow his business over the next few years by planting good quality rice and harvesting large quantities of produce. He will use his profits to take care of his children and pay for their education.
Hamed fait partie du groupe Twibumbirehamwe / RSZ. Le nom du groupe signifie « mettons ensemble ». Il est né au Rwanda et il a 50 ans. Il est marié avec 7 enfants de 7 à 16 ans, dont 7 scolarisés.

Hamed est cultivateur de riz. C’est son deuxième cycle de prêt avec ACB. Il va utiliser son crédit afin d’acheter des engrais chimiques pour son agriculture de riz.

Sa stratégie pour la croissance de son business est de semer une bonne qualité de riz. Dans les prochaines années, Hamed voudrait récolter une grande quantité de riz. Avec les profits, il prévoit d’éduquer et soigner ses enfants.

Additional Information

About Amasezerano Community Banking, S.A.

Amasezerano Community Banking, S.A., is a for-profit microfinance institution founded in 2005 by the Rwandan NGO African Evangelist Enterprises-Rwanda and 61 individual shareholders, and has been a Kiva partner since June 2010. The mission of Amasezerano Community Bank (ACB) is to have a holistic, positive impact on the lives of poor people by providing quality financial services. ACB’s client base is composed primarily of farmers, small-business owners, women entrepreneurs and low-wage private-sector salaried workers. Credit offerings are tailored to meet client needs, and include group solidarity loans, agricultural loans, loans for women entrepreneurs, small-business loans, and loans for salaried workers. ACB also offers mobile money transfers, currency exchange and life insurance services to its borrowers.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Rwanda

  • $1,000
    Average annual income
  • 47
    View loans »
    Rwanda Loans Fundraising
  • $12,381,325
    Funds lent in using Kiva
  • 593.0
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A portion of Twibumbirehamwe / Rsz Group's $2,200 loan helped a member to buy chemical fertilizer for his rice farm.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Sep 16, 2011
Oct 3, 2011
Currency Exchange Loss:
Apr 17, 2012