Raya, age 52, has been engaged to farming for 15 years. She acquired her skills in this field when she was very young from working with her parents. Agriculture has become her principal source of income and she dedicates most of her time to the attention and care of her agricultural products, together with her father. She generally sells her crops in the central bazaar. Through her daily work, she looks to give her family security and economic stability.
Her husband is a taxi driver and they help each other to support their family.
Raya has applied for a 1,500 AZN loan in order to improve her products and increase her sales. This will be her second loan from AqroInvest.
Aqroinvest Credit Union was founded by a group of 32 Imishli farmers in 2001, and has grown to become one of the largest credit unions in Azerbaijan. It boasts a portfolio of nearly $5 million and is wholly owned by its more than 3,500 borrowers, as of December 2011.