Tural is a hard-working farmer because he knows that the only way he can support and provide for his loved ones is through hard work and dedication. He is married and has 2 children. Consequently, he leaves home every day at dawn to work on his farm and to look after his cattle. Tural sells mature livestock in the central bazaar once every 4-5 months. He also sells dairy products to the local people. This business provides only one source of financial income in Tural's family so he wishes to expand his business by purchasing calves and fodder for them. This is the reason that he is asking for a loan.
Aqroinvest Credit Union was founded by a group of 32 Imishli farmers in 2001, and has grown to become one of the largest credit unions in Azerbaijan. It boasts a portfolio of nearly $5 million and is wholly owned by its more than 3,500 borrowers, as of December 2011.