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Wilton Rafael
Willton is 40 years old, married, and has 5 children. He lives with his wife and his children, 21, 19, 14, 12, and 2 years old in the Ventanas Canton, Los Rios Province.

The V.R.C. 1 de Mayo is located in the district 1 de Mayo belonging to the Ventanas Canton in the Los Rios Province, a commercial district. Wilton grows bananas. He buys them in the commercial area of Kenedy and sells them in the Ventanas Canton.

The loan will provide cash assets in order to live better. With this loan he will buy seeds, fertilizers, urea, and liquid to keep the crops in good condition. His dream is to buy land and to to grow more bananas and to expand the business and to manage without problems. The challenge that he faces every day is the competition between traders. In his spare time he likes to watch television, particularly soccer.
View original language description ↓
Wilton Rafael tiene 40 años de edad es csado tiene cinco hijos, vive con la esposa y con los hijos de veintiuno, diecinueve, catorce, doce y dos años de edad en el Cantón Ventanas Provincia de los Ríos.

La VRC 1º de mayo, se encuentra ubicada en la cdla 1º de mayo, perteneciente al Cantón Ventanas Provincia de los Ríos se dedican a labores comerciales.

Wilton se dedica a la siembra de banano.Los productos los compra en comercial kenedy y las vende en el Cantón Ventanas. Con el crédito le ayudaría a obtener ingresos líquidos para poder vivir mejor. El crédito lo solicita para comprar semillas insumos, abonos, urea, liquido para mantener en buenas condiciones los sembrios.

El sueño es comprar terreno y sembrar más banano, ampliar el negocio y poderlo administrar sin ningún problema. Los desafios al que se enfrenta a diario es la competencia que se da entre comerciantes.

En los momentos libres le gusta ver televisión en es'ecial el futbol.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,200
    Average annual income
  • 58
    View loans »
    Ecuador Loans Fundraising
  • $23,551,600
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Wilton Rafael to buy seeds, fertilizers, urea, and liquid to keep the crops in good condition.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Sep 7, 2011
Listed
Sep 23, 2011
Currency Exchange Loss:
N/A
Ended:
Oct 15, 2012