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Christian Israel
Christian Israel is 24 years old, single, and lives with his family and his two-year-old son in Ventanas in Los Ríos Province.

The Communal Bank “Luchar Para Triunfar” (Fight to Win) is located in the La Poza section of the town called “10 de Noviembre” (November 10th) in the canton of Ventanas. The members of this Communal Bank engage in various businesses ranging from agriculture to retail.

Christian is a farmer who grows corn, rice, and cacao. The loan he is requesting will be used to buy seeds, compost, fertilizers, and urea so that he can increase his output.

This loan will be a great help since he can buy the compost for maintaining good conditions for his crops. The challenges he faces on a frequent basis are the competition and pests. Christian dreams of supporting his family financially by providing food and purchasing a car for transporting and selling his products.

In his free time Christian enjoys practicing sports, especially indoor soccer.
View original language description ↓
Christian Israel tiene 24 años de edad es soltero vive con la familia y con el hijo de dos años de edad en Ventanas Provincia de los Ríos.

Descripción de la Ventanilla VRC Luchar para triunfar, se encuentra ubicada en el sector la poza, perteneciente a la ciudadela 10 de noviembre Cantón Ventanas, Los miembros de esta ventanilla se dedican a diferentes labores tanto Agrícola como comercial.

Christian se dedica a la agricultura a la siembra de maíz, arroz, cacao, los productos las compras y las ventas lo realiza en ventanas. Solicita el crédito para la compra de semillas, abonos, fertilizantes, urea y poder incrementar la siembra.
El crédito le será de mucha ayuda para poder comprar los abonos para mantener en buenas condiciones los cultivos.
Los desafíos que se le presenta muy frecuentemente son la competencia y las plagas.

El sueño de Christian es poder apoyar a la familia económicamente para la alimentación y poderse comprar un carro para transportar los productos para poder venderlos. En los tiempos libres le gusta practicar el deporte en especial el indor.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,200
    Average annual income
  • 32
    View loans »
    Ecuador Loans Fundraising
  • $23,448,500
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Christian Israel to buy seeds, compost, fertilizers, and urea.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Sep 6, 2011
Listed
Sep 27, 2011
Currency Exchange Loss:
N/A
Ended:
Oct 15, 2012