Vecinal 3 Group
Beatriz has been a member of Pro Mujer since 2002 and she joined at the invitation of a developer. At present, she has a business selling food. She has done this for fifteen years.
She will take out the loan to increase her capital (to buy food to cook). She will do her purchases in La Ceja to later prepare the food and sell it in her locale. This type of work allows her to generate income to support her family. She is married and has a son.
When asked what she likes about Pro Mujer, she responds that she likes to loans.
La señora Beatriz, indica que es socia de Pro Mujer desde el año 2002 y que integro la institución por invitación de una promotora. En la actualidad ella tiene un negocio de venta de comida que viene trabajando hace quince años atrás.
El préstamo que sacará es para aumentar su capital (compra de víveres para cocinar) que adquirirá de la Ceja y posterior a la elaboración lo comercializará en su puesto de venta. Esta forma de trabajo le permite generar recursos para apoyar a su familia, pues ella es casada y tiene un hijo.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el crédito.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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