Once she became the head of her household, Ligia devoted herself to working tirelessly to proviD. for her 4 children. She is constantly looking for ways to generate income that will allow her to improve her quality of life. For some time now she has been raising pigs and chickens, and for extra income she sells corn cakes to her friends and neighbors. In order to continue with her livestock business, and because she is hoping to increase her customer base, Ligia needs a loan to buy 2 pigs, and pig and chicken feed to fatten her animals. In this way she will be more productive and can generate better earnings, since we are approaching the end of the year. At 61 years of age, this enterprising woman dreams of providing her children with the opportunity to have a better future for themselves and for the grandchildren to come. For this reason, she works with great dedication and effort.
Después D. convertirse en madre cabeza D. hogar, Ligia se dedicó a trabajar incansablemente para sacar adelante a sus 4 hijos, día a día se rebusca la manera D. generar ingresos que le permitan mejorar su calidad D. vida, por ello, desD. hace algún tiempo se dedica a la cría D. cerdos y pollos, y como ingreso adicional venD. arepas a sus vecinos y allegados.
Para continuar con este negocio y esperando ampliar sus clientes, Ligia necesita un préstamo para comprar 2 cerdos, cuido para los cerdos y pollos para el engorD. D. los mismos, y así ser más productiva y generar mayores ingresos ya que se aproxima la época D. diciembre.
A sus 61 años D. edad, esta emprendedora sueña con poder ofrecerles a sus hijos la oportunidad D. tener un mejor futuro para ellos y los nietos que llegarán, por eso trabaja con gran dedicación y esfuerzo.
This loan is structured on Kiva as a bullet loan, which means a single payment is required at the end of the loan term. By Colombian law, Kiva's partner Interactuar is required to offer borrowers loans with a variable interest rate that fluctuates with the market rate. Because fixed monthly payments are applied first to interest and then to principal, Interactuar is unable to predict upfront what portion of each repayment would go towards the loan principal. This creates a challenge with Kiva's system, which doesn't allow for unpredictable principal payments, and can result in some Interactuar clients appearing falsely delinquent. To remedy this, the loan has an end-of-term repayment plan on Kiva, but the borrower will continue scheduled monthly repayments to Interactuar, who will then pass along the principal amount to Kiva lenders. This means that you may see repayments made on this loan throughout the repayment term, as opposed to receiving repayment in full at the end of the loan term.