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Sergo was born in 1960. He lives in Achajur village, Tavush regeon. He is married and has three children: two sons and a daughter. Sergo’s sons live and work in the Russian Federation, and his daughter is jobless and lives with her parents. His wife is a disabled person and she doesn’t work.

For 16 years, Sergo worked at an Ijevan road-building organization as an operator. Since 1992, Sergo has been engaged in animal breeding and land cultivation. On his farm he breeds cows, chickens, ducks, turkeys and rabbits; on his plot of land he grows wheat and oats. Also, Sergo grows various fruits and vegetables in his garden.

Sergo and his family use agricultural produce (such as milk, butter, cheese, fruit, vegetables and wheat) for personal use, but when there happens to be a heavy crop they sell a part of their production. Farming allows Sergo to provide for his family.

This is Sergo’s 4th loan from Nor Horizon and now he is asking for a 1,000,000 AMD loan to buy some calves and fodder for his farm animals. Sergo has never delayed his repayments.

Additional Information

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

For more information about “Nor Horizon,” please visit the partner page or website.

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About Armenia

  • $6,300
    Average annual income
  • 126
    View loans »
    Armenia Loans Fundraising
  • $14,888,900
    Funds lent in using Kiva
  • 374.8
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,675 helped Sergo to buy some calves and fodder for his farm animals.
100% repaid
Repayment Term
32 months (Additional Information)
Repayment Schedule
Sep 19, 2011
Sep 23, 2011
Currency Exchange Loss:
Nov 18, 2013