Eila is 41 years old and lives in Paynesville. She is married and has eight children aged 18 to 25; six are presently in school and live at home, while the others are living on their own. For the past three years she has been selling peppers, oil, and bitter ball (a local vegetable) in the local market. She makes a lot of profit and has many customers, but she has insufficient goods, so she is requesting a loan to purchase more peppers, oil, and bitter ball for her business. She plans to build her own house and send her children to school.