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Antonio was born in Ribau in the province of Nampula in northern Mozambique. He is married and the father of four children who are still in school. He went to school through the twelfth grade but dropped out to serve in the military. He and his family live in their own home, and he also supports his parents, sending money to help them pay for food.

He left Ribau for the military and has been a soldier for more than 29 years. He earns a salary of 14,125 meticals a month, with which he covers household expenses and is able to save a small amount in his bank account
He's had loans from other banks (BIM), which he paid off without any problems. He learned about Hluvuku from friends who are also clients of the institution. This is his fifth loan with Kiva, in the amount of 20,000 meticals, which he will use to buy construction materials (rebar, sand, stone, iron, etc.) to continue work on his house. His first loans were in the amounts of 13,000, 17,000, 7,000, and 16,000 meticals, and he used them all to build his house.
He hopes to ask for further loans from Hluvuku to finish his house so he can provide his family with a more comfortable life.
View original language description ↓
Nasceu em Ribau, provincia de Nampula, norte de Moçambique, casado e pai de 4 filhos que ainda frequentam a escola. Fez 12ª classe e naõ continuou devido ao serviço militar. Vive na casa propria com a sua familia e sustenta os pais enviando dinheiro para auxiliar nas dispesas alimentares.

Saiu da sua terra natal em missão de serviço, é militar ha mais de 29 anos e tem um saláario de 14.125.00mt por mês que aplica nas despesas de casa e poupa algum na sua conta bancaria.
Já teve emprestimos em outros bancos(BIM) e conseguiu pagar sem dificuldades, conheceu a Hluvuku atravez de amigos que tambem saõ clientes desta instituição. Este é o seu quinto emprestimo na Hluvuku no valor de 20.000.00mt com qual pretende comprar material DE CONSTRUCAO DE UMA CASA HABITACIONAL (barrotes, areia, pedra, ferro, e outros.) para dar continuidade a sua obra.Os primeiros emprestimos foram de: 13.000.00mt, 17.000.00mt, 7.000.00mt, e 16.000.00mt, para construção da casa.
Pretende solicitar mais valor para concluir a sua casa para oferecer mais conforto a sua familia, irá solicitar mais emprestimos a Hluvuku.

Additional Information

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Mozambique

  • $1,200
    Average annual income
  • 20
    View loans »
    Mozambique Loans Fundraising
  • $2,913,225
    Funds lent in using Kiva
  • 27.0
    Mozambique Meticais (MZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $750 helped Antonio to buy construction materials (rebar, sand, stone, iron, etc.).
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Aug 30, 2011
Sep 22, 2011
Currency Exchange Loss:
Nov 15, 2012