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Caclida
Caclida was born in the district of Namaacha, in the province of Maputo in southern Mozambique. She is married and the mother of four children, one of whom is adult while the youngest three are still in school. She went to school through the seventh grade but had to drop out because of financial difficulties. She lives with her family in a home they own, and isn't financially responsible for anyone else.

She's never left Namaacha. She's had a shop for more than 17 years and earns 11,000 meticals a month. She uses her salary for household expenses and is able to save a small amount in her bank account (BIM).
She's had loans from other banks (TCHUMA) to build her house, which she paid off without any problems. She learned about Hluvuku from friends who are also clients of the institution. This is her first loan with Hluvuku, in the amount of 20,000 meticals, which she will use to buy products (peanuts, rice, juice, soft drinks, wines, etc.) to increase the quantity of merchandise she carries.
She intends to request more loans from Hluvuku to keep her business strong and build rooms to rent out.
View original language description ↓
Nasceu no Distrito de namaacha, Provincia de Maputo, sul de Moçambique, solteira e mãe de 4 filhos, 1 ja é maior de idade e 3 ainda frenquentam a Escola. Fez 7ª classe e naõ continuou devido a falta de condições financeiras. Vive na casa propria com a sua familia e não sustenta mais ninguem.

Nunca saiu da sua terra natal, é comerciante ha mais de 17 anos e consegue um rendimento de cerca de 11.000.00mt por mês que aplica nas despesas de casa e poupa algum na sua conta bancaria (BIM).
Já teve emprestimos em outros bancos (TCHUMA) para construção da sua casa,o qual conseguiu pagar sem nenhumas dificuldades. Conheceu a Hluvuku atravez de amigas que tambem saõ clientes desta instituição. Este é o seu primeiro emprestimo na Hluvuku no valor de 20.000.00mt, com qual pretende comprar produtos (amendoim,arroz,sumos,refrescos, vinhos,e outros. ) para aumentar a quantidade da sua mercadoria.
Pretende manter o seu negocio mais forte e construir quartos para aluguer, assim irá solicitar mais emprestimos a Hluvuku.

About Mozambique

  • $1,389
    Average annual income
  • 49
    View loans »
    Mozambique Loans Fundraising
  • $2,650,625
    Funds lent in using Kiva
  • 26.8
    Mozambique Meticais (MZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $750 helped Caclida to buy products (peanuts, rice, juice, soft drinks, wines, etc.) to increase her quantity of merchandise.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Aug 30, 2011
Listed
Sep 24, 2011
Currency Exchange Loss:
Possible
Ended:
Sep 18, 2012