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Phary is 59 years old and is a primary teacher who earns $2.60 per day. She is a single mother living with two children -- one is a driver who earns $5 per day and one is a football athlete at the national protection ministry and earns $4 per day. Every month, she has to spend $60 on food, $10 on electricity, and $15 on other expenses.

Phary would liK. to request a loan of $1200 to buy a plot of land near her house. She plans to sell tamarind wholesale on the land that she bought after she obtained this loan.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 37
    View loans »
    Cambodia Loans Fundraising
  • $38,708,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Phary buy a plot of land.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Aug 24, 2011
Sep 22, 2011
Currency Exchange Loss:
Mar 15, 2013