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Douen, 56 years old, is a housewife. Her husband is a farmer who earns $2 a day. She has two children, one of whom is studying while the other works, earning $3 a day. Every month Douen must spend $30 on food, $2 on electricity, $10 on school fees, $3 on transportation and $10 on other expenses.

Douen wants to sell groceries from home when she has enough money. She is now requesting a loan of $1,000 to build a fence around her house.

Douen's wish is to help her younger child at least to finish high school.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Cambodia

  • $2,600
    Average annual income
  • 86
    View loans »
    Cambodia Loans Fundraising
  • $35,066,900
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Douen to build a fence around her house.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 25, 2011
Sep 22, 2011
Currency Exchange Loss:
Sep 15, 2012