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Jovita
Jovita is a member of the communal group Nuevo Horizonte ( New Horizon ), located in the district of Calleria a department of Ucayali. She is 53 years old, widowed, and has four children, one of which lives with her.

She has been working with loans from the field partner, Manuela Ramos, for 10 years. She sells beauty products and does so with happiness because she has an established clientele that she has built throughout the years.

With her new loan of 3,000 soles she'll purchase diverse products that she needs to stock her line; the same products displayed in the showcase. She takes advantage of sales since these are what bring her the most profits. With the money she plans on purchasing: 8 men's colognes, accessories, 1 eye cream for dark circles, 4 body creams, 3 perfumes, 2 hand creams, 2 necklaces, 2 liquid eyeliners, 2 units of blush, mascara, and a quartet of eye shadow. She invest her entire loan towards the purchase of merchandise because she receives payment at the end of the month from clients she sells to on credit. Jovita is very happy because she has been able to maintain her business this far.
View original language description ↓
La señora Jovita es socia del banco comunal Nuevo Horizonte del Distrito de Calleria, Departamento De Ucayali, tiene 53 años de edad, es viuda y tiene cuatro hijos, solo uno vive con ella.
Lleva trabajando 10 años con los préstamos de Manuela Ramos, se dedica a la venta de productos de belleza y lo realiza con mucho agrado porque tiene ya una clientela fija que hizo en todos estos años.
Con su nuevo préstamo de S/. 3,000.00 soles comprará: productos diversos que necesita para poder surtir su stock de productos, los mismos que exhibe en su vitrina, aprovecha las ofertas que son las que le brindan más ganancias, con éste dinero comprará: 8 perfumes de hombres, accesorios, 1 crema para ojeras, 4 cremas para el cuerpo, 3 perfumes de mujer, 2 cremas apara mano, 2 callares, 2 delineadores líquidos, 2 rubores, 1 rimer, cuarteto de sombras.
Ella invierte todo su préstamo en la compra de su mercadería porque a fin de mes recibe los pagos de sus clientes a quines venda a crédito. Jovita está muy contenta porque hasta ahora ha podido conservar su negocio.

About Peru

  • $6,715
    Average annual income
  • 127
    View loans »
    Peru Loans Fundraising
  • $56,843,475
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD