Elizabeth states that she joined the communal bank in Pro Mujer two and a half years ago at the invitation of a loan officer. Now she has a business making stringed instruments. She learned this trade from her husband, and she has been doing this work for 7 years.
The loan that she will take now will be used to increase her capital (to buy wood and strings.) She will buy her materials from the warehouses, and sell her instruments in the markets. This type of work allows her to generate resources to support her family as best she can. She is married and has one child.
When asked what she likes about Pro Mujer, she responded that she likes the training.
La señora Elizabeth indica que hace dos años y medio que integra una asociación comunal en Pro Mujer, ingresando por invitación de un asesor. En la actualidad ella tiene un negocio de elaboración de instrumentos de cuerda, que viene trabajando hace siete años atrás, este oficio lo aprendió de su esposo.
El crédito que sacará ahora es para el aumento de capital (compra de madera y cuerdas) los que compra de las barracas y los venderá en las ferias. Esta forma de trabajo le permite generar recursos para apoyar en lo posible a su familia, pues ella esta casada y tiene un hijo.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta las capacitaciones.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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