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Reyna Escorcia
Reyna is 31 years old, married, and has two young children. Her husband is a master builder.

She has her own business, which she began several years ago by selling tortillas. She decided to take her earnings and the financial help she received from her husband and reinvest them in a small grocery store, which has been open for business for two years.

Her goal is to improve her home; she has been putting up concrete walls little by little since parts are covered in corrugated iron. She hopes to improve their condition. That is why she is beginning to seek financing with Afodenic for the repair of her roof, which is in bad shape, as well as a small wall in front of the house. This will make things safer for her young children.

The materials she needs to buy are rock, sand, cement, iron, and sheets of corrugated iron. She also needs to pay for workers, as that is the only way to make the work to progress more quickly.
View original language description ↓
Doña Reyna de 31 años de edad, casada, madre de dos hijos pequeños, su esposo de profesion maestro de obra.
Tiene su propio negocio el cual inicio hace varios años con la venta de tortilla, lo que luego con las ganancias decide invertir en una pulperia en donde lleva dos años en las ventas, asi como el apoyo que le dio su esposo economicamente.
Como objetivo es la mejora a su vivienda pues ha ido poco a poco subiendo las paredes de concreto, ya que hay parte forrada de zinc, y que espera mejorar esta condicion. Es por eso que comenzara con financiamiento en Afodenic destinado para la reparcion del techo que esta en mal estado asi como un pequeño muro en frente de la casa, logrando mejor seguridad para sus pequeños hijos.
Materiales a comprar: piedra, arena, cemento, hierro, laminas de zinc y comenzar la obra, que solo por este medio se avanza mas rapido.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 70
    View loans »
    Nicaragua Loans Fundraising
  • $25,101,575
    Funds lent in using Kiva
  • 22.7
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Reyna Escorcia to buy construction materials to improve her roof and a small wall in front of her house, making things safe for her family.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Sep 13, 2011
Sep 23, 2011
Currency Exchange Loss:
Dec 15, 2012