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This borrower belongs to the "Virgen del Carmen de Yuncaypata" communal bank. This charming group is located 30 minutes from the city of Cusco, in a village called Yuncaypata. It is a typical village where they have preserved the pure Andean heritage and live together as a community, supporting one another during the planting and harvest seasons and caring for their children and animals together. It is a lovely, Quechua-speaking village located in the department of Cusco.

This borrower is Ms. Anacleta. She is 48 years old, married, and has three children, ages 21, 19 and 18 years old. She works in agriculture and raises young animals. She raises sheep and chickens. She also has a tiny store where she sells a few products like sodas, rice, sugar, cookies, oil, and just a few other things. She sells her young animals at the market on Saturday mornings.

She would like a loan to buy products for her small store. She buys retail products and then travels with them to her community. She is requesting this loan to invest in the purchase of products for her store.

Anacleta is grateful for and values the loan she is being offered here. She promises to be disciplined in her repayments, just as she has been with her previous loans.
View original language description ↓

La socia pertenece al banco “VIRGEN DEL CARMEN DE YUNCAYPATA”; este banco muy simpático está ubicado a 30 minutos de la Ciudad del Cusco en el poblado llamado Yuncaypata, este es un típico pueblito en el que se conserva toda la herencia andina pura, y viven todos en comunidad apoyándose en la época de siembra y cosecha, cuidando a sus hijos y a sus animales, es un pueblo muy bonito y es quechua hablante, está en el departamento de Cusco.
La socia es la Sra. Anacleta; la socia tiene 48 años de edad, la socia es casada y tiene 3 hijos de 21, 19, 18 años de edad; la socia trabaja en agricultura y a la crianza de animales menores, la socia cría ovejas, gallinas, y tiene una pequeñísima tiendita de venta de algunos productos como gaseosas, arroz, por kilos, azúcar, galletas, aceite y una y otra cosa no más. La socia vende sus animalitos menores en el mercado los días sábados por las mañanas, la socia desea el crédito para comprar productos para su pequeña tiendita de pocos, ella compra productos al pormenor luego viaja a su comunidad. La socia solicita el préstamo para invertir en la compra de productos para su tienda.
La socia agradece y valora el préstamo mediante este medio y se compromete a cumplir disciplinadamente como lo ha ido haciendo con sus anteriores créditos.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

About Peru

  • $6,715
    Average annual income
  • 125
    View loans »
    Peru Loans Fundraising
  • $56,814,000
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Anacleta to purchase products for her small store.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Sep 16, 2011
Sep 21, 2011
Currency Exchange Loss:
Apr 15, 2012