Buen Corazon Group
Sra. Virginia says that she joined Pro Mujer two years ago after receiving an invitation to attend a promotion from her neighbors. She currently has a business selling clothes and has worked for 10 years. She learned this trade from her mother-in-law and sister-in-law.
The loan she is receiving now will be used to increase her inventory of merchandise (by purchasing clothes). She acquires her goods from Oruro or La Huyustus and then sells them at the fairs. Working in this manner makes it possible for her to generate income to support her family. Virginia is in a common-law relationship and has three children.
When asked what she likes about Pro Mujer, Virginia said that she enjoys the meetings.
La señora Virginia indica que hace dos años que integra Pro Mujer por invitación de la promoción y de sus vecinas. En la actualidad ella tiene un negocio venta de ropa que viene trabajando desde hace diez años, el mismo lo aprendió de su suegra y de su cuñada.
El crédito que ahora sacará es para aumentar su mercadería (compra de ropa), que adquirirá de Oruro o de la Huyustus y lo comercializa en las ferias. Esta forma de trabajo le permite generar recursos para apoyar en lo posible a su familia, pues ella vive en unión libre y tiene y tiene tres hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta las reuniones.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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