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Sinarn is a grocery seller and earns $10 a day. Her husband is a farmer doing plantation and earns $3 per day. They have three children. Every month, Sinarn spends $50 on food, $5 on electricity, $5 on transportation, and $20 on other expenses. She is requesting a loan of $1,000 to buy material to repair her house so that she can sell groceries and other items in her front yard. In the future, she wants to extend her business to sell more grocery items and support all of her children to study in the university.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 43
    View loans »
    Cambodia Loans Fundraising
  • $38,708,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Sinarn to purchase material to repair her house.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Aug 29, 2011
Sep 21, 2011
Currency Exchange Loss:
Mar 15, 2012