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Hean, 39 years old, is a crab and shrimp seller, earning $5 per day. Her husband is a farmer, earning $2 per day. She has four children: two are studying and two more are working. The working children earn $11 per day for all.

Every month, Hean spends $30 on food, $3 on electricity, $10 on house rental fees, $10 on school fees, $15 on transportation, and $10 on other expenses. She would like to request a loan of $1000 to buy a motorbike for her son to travel to work.

In the future, Hean wants buy more shrimp and crab to sell. For her children, she will trying to support them to study until they finish university.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 37
    View loans »
    Cambodia Loans Fundraising
  • $38,708,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Hean to buy a motorbike for her son to travel to work.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Aug 25, 2011
Sep 21, 2011
Currency Exchange Loss:
Oct 15, 2012