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Nie, 25 year olds, is a grocery seller and earns $7 per day. Her husband is a trader, buy and resell bamboo earns $10 per day. This couple has two children, they are 4 and 2 year olds. Every month, she has to spend $30 on food, $5 on electricity, $20 on transportation and $15 on other expenses. She would like to request a loan of $1200 to buy more grocery goods to sell in her store. Her family use to do farming before, but they change their career after they have children and enough money to start a new business. In the future, she wants to buy a plot of land near the road and build a small house to sell grocery. She also wants to send all of her children to study in the university when they can finish high school.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 42
    View loans »
    Cambodia Loans Fundraising
  • $38,708,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Nie to buy more grocery goods to sell in her store.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Aug 24, 2011
Sep 26, 2011
Currency Exchange Loss:
Jan 15, 2012