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Ha is a 38-year-old married woman with one son and two daughters. She lives with her family in Ho Chi Minh City.

Ha earns a living by running a general store, which she has done for seven years. Ha would like to take loan to buy a greater variety and quantity of basic goods, such as snack foods and beverages, to stock her general store. She hopes this will enable her to better meet the needs of her existing customers and attract additional customers. She also hopes that through the loan, her business will generate a higher income, which will help her to improve her family's living conditions and enable her to save money for her children's education.

Additional Information

About Capital Aid Fund for Employment of the Poor

Capital Aid Fund for Employment of the Poor (CEP) is a non-profit Vietnamese microfinance institution that operates in the provinces of southeastern Vietnam and the Mekong Delta. CEP's head office is located in Ho Chi Minh City. This institution’s mission is to work with, and for, the poor and poorest to realize sustained improvements in well-being through the provision of financial and complementary non-financial services in an honest, efficient, and sustainable manner. The non-financial services CEP offers to complement its basic credit and savings products include financial education, raising awareness of health and sanitation issues, and education scholarships for children.

About Vietnam

  • $725
    Average annual income
  • 35
    View loans »
    Vietnam Loans Fundraising
  • $12,727,275
    Funds lent in using Kiva
  • 20,830.0
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A loan of $725 helped Ha to buy a larger quantity of products to sell in her store.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Aug 31, 2011
Sep 20, 2011
Currency Exchange Loss:
Jul 15, 2012