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Carmelina is married, with 5 children. Carmelina is 60 years old and lives in San Miguel, Liloy, Zamboanga del Norte. Carmelina planned to have a sari-sari store to earn a living, and this is her new business. She has requested a loan of PHP20,000 to build a store and purchase groceries to sell as her new business.
Carmelina has been a member of PMPC for more than 1 year. In the future, Carmelina hopes to expand her business.

Additional Information

About Paglaum Multi-Purpose Cooperative

Paglaum Multi-Purpose Cooperative (PMPC) was founded in 1992 by the beneficiaries, parents and staff of the Paglaum Community Development Foundation to address economic and livelihood activities for sustainability. The organization operates in the northwestern provinces of Mindanao and Visayas.

In the local vernacular, “paglaum” means “hope.” The initial foundation is dedicated to child development through a holistic approach. The goal is to build self-reliance and expand opportunity so the poorest of the poor can help themselves.

About Philippines

  • $7,000
    Average annual income
  • 1938
    View loans »
    Philippines Loans Fundraising
  • $61,097,225
    Funds lent in using Kiva
  • 43.3
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Carmelina to build a store and purchase groceries to sell as her new business.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Sep 13, 2011
Sep 20, 2011
Currency Exchange Loss:
Apr 15, 2012