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Luz De La Esperanza Group
In this Group: Mauro, Dademia Nilda, Alvaro Kremer, Fiorella Jhomara, Olga Jhanet, Alejandra, Sindy Pilar, Simon Emiliano
Dademia is a member of the 'Luz de la Esperanza' (Light of Hope) community bank which has eight members, hard-working men and women who are committed to the 'Prosperidad' (Prosperity) program.

Dademia is 58 years old, married, and has four children who live independently. She tells us that she has been selling cheese for more than 20 years. She started out in this business as her husband raises livestock (cows). With the knowledge that he gained, he motivated Dademia to start her own business and she has made progress in the business. Thanks to her efforts and hard work, Dademia has managed to finish building her house and support her children's education. She currently invests her income in her business and also saves some money as her biggest wish is to buy a car which she can use to transport her cheese. In order to continue making progress, Dademia requested her latest loan to buy cheese. She has to travel to Yauyos province as this is where she buys her merchandise. Dademia and her 'Luz de la Esperanza' community bank are very grateful for the support they receive.
View original language description ↓
Dademia es integrante de la Alcancía Comunal “Luz de la Esperanza” la cual está conformada por 08 socios entre hombres y mujeres trabajadores comprometidos con el Programa- Prosperidad.
Dademia tiene 58 años de edad es casada y tiene 04 hijos independientes, ella nos manifiesta que lleva más de 20 años dedicándose a la venta de queso, esta idea comenzó ya que su esposo se dedica a la ganadería (crianza de vacas), con sus conocimientos que el adquirió la motivo a Dademia para que emprendiera su propio negocio, es de esta manera como a progresado. Gracias a su esfuerzo y trabajo Dademia ha logrado terminar de construir su vivienda, y de apoyar en la educación de sus hijos. Actualmente su ingreso lo invierte en su negocio y también los ahorra, ya que su mayor deseo es de comprarse un carro donde pueda transportar sus quesos. A fin de seguir progresando Dademia solicito su último préstamo para la compra de quesos la cual tiene que viajar hasta la Provincia de Yauyos, que es de donde trae dicha mercadería. Dademia junto a la Alcancía Comunal “Luz de la Esperanza” están muy agradecidos el apoyo brindado.

Additional Information

About EDAPROSPO

EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $6,715
    Average annual income
  • 109
    View loans »
    Peru Loans Fundraising
  • $56,813,675
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Luz De La Esperanza Group's $1,325 loan helped a member to buy cheese.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Sep 7, 2011
Listed
Sep 21, 2011
Currency Exchange Loss:
Covered
Ended:
Feb 15, 2012