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Deysiz Cristina
Deysiz Cristina is a small scale producer of coffee. She is married and has 3 daughters and 2 sons. She lives with them in Las Minas Lepaguare.

Deysiz started her business life as a street vendor selling used clothing around her neighbourhood and the surrounding area. Her husband used to grow coffee but because of economic difficulties he decided to pursue the American dream and immigrated to the United States. After sending her remittances for several months, Deysiz was able to buy a small coffee farm and although initially not knowing much about running the business, she hired a manager and 'gracias a Dios' ('thanks be to God') is doing very well. At harvest time Deysiz gets up at 3:00 am to make breakfast for the workers who harvest the crop and during the day she helps with a few of the tasks and also supervises.

The loan Deysiz is asking for is needed to buy 10 quintals (1000 lbs) of molasses, manure and also to pay for the labour used for cleaning the farmland. With the support of the loan her production will be of a better quality and she will be able to negotiate a better price with the buyers.

Her dream is to expand her farm and make it one of the best in the region so as to give her children a better quality of life and continue supporting them with their academic studies. Deysiz has 3 loan cycles with FAMA and made the repayments on her loans on time.
View original language description ↓
Deysiz Cristina es productora de café en pequeña escala, tiene 40 años de edad, es casada y tiene tres hijas y dos hijos, y junto a ellos reside en la comunidad de Las Minas Lepaguare.

Deysiz inició su actividad comercial vendiendo de forma ambulante por su comunidad y las aledañas ropa de segunda mano. Su esposo se dedicaba al cultivo de café pero por problemas economicos decidió perseguir el sueño americano y emigró a los Estados Unidos, luego de enviar remesas por varios meses, Deysiz pudo comprar una pequeña finca de café y aunque al inicio no sabia mucho del manejo, contrató a un encargado y gracias a Dios le ha ido muy bien. En temporada de cosecha Deysiz se levanta a las 3:00 am para hacerle desayuno a los trabajadores que recolectan la cosecha y durante el dia ayuda con algunas actividades y tambien supervisa.

El prestamo que Deysiz esta solicitado lo necesita para comprar diez quintales de melaza, abono y tambien debe pagar la mano de obra por la limpieza de la tierra de la finca. Con el apoyo de este prestamo su produccion sera de mayor calidad y podra negociar con los compradores un mejor precio de venta.

Su sueño es hacer crecer su finca y que sea una de las mejores de la region para darle una mejor condicion de vida a sus hijos y seguirles apoyando con sus estudios academicos. Deysiz tiene tres ciclos en FAMA y ha cancelado las cuotas de sus prestamos de forma puntual.

Additional Information

About FAMA:

Honduras is one of the poorest countries in the Western Hemisphere with approximately 59% of people living below the poverty line. Familia y Medio Ambiente OPDF (FAMA OPDF) is a Honduran non-profit with no religious or political affiliation. FAMA’s mission is to provide quality and opportune financial services so that men and women have equal opportunities to develop their micro or small businesses, whether they focus on agriculture, manufacturing or services. FAMA operates 13 branches throughout Honduras and serves over 12,500 clients.

About Honduras

  • $4,800
    Average annual income
  • 94
    View loans »
    Honduras Loans Fundraising
  • $8,680,050
    Funds lent in using Kiva
  • 18.9
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Deysiz Cristina to buy molasses and manure as well as pay for labour etc.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Aug 22, 2011
Listed
Sep 21, 2011
Currency Exchange Loss:
Possible
Ended:
Mar 15, 2012